{
  "version": "wave140-2026-06-08",
  "generated_at": "2026-06-08T20:50:00+02:00",
  "disclaimer": "Public preview registry. This is not legal advice or a grant decision. Every item requires source and human review before investment decisions.",
  "records": [
    {
      "id": "malopolskie-krakow-antismog",
      "region": "Małopolskie",
      "type": "prawo",
      "status": "published",
      "title": "Uchwała antysmogowa i Kraków",
      "copy": "Region o wysokim priorytecie: ograniczenia paliw stałych, lokalne wyjątki i silna potrzeba jasnego bloku obowiązków.",
      "source": "BIP / sejmik / miasto",
      "url": "https://bip.malopolska.pl/",
      "applies_to": [
        "home",
        "business",
        "multi",
        "public"
      ],
      "scopes": [
        "heat",
        "complex"
      ],
      "postal_prefixes": [
        "30-",
        "31-"
      ],
      "lane": "bad",
      "checked_at": "2026-06-08",
      "next_review_at": "2026-06-22",
      "review_owner": "PanDotacja source review",
      "confidence": "high",
      "review_note": "Published as a monitored source; still requires date check before advisory use."
    },
    {
      "id": "swietokrzyskie-wfos-kielce",
      "region": "Świętokrzyskie",
      "type": "finansowanie",
      "status": "review",
      "title": "WFOŚ Kielce i programy regionalne",
      "copy": "Naturalny region operacyjny. Wymaga pełnej kontroli aktualnych regulaminów i naborów dla domów, firm oraz JST.",
      "source": "WFOŚ / FE regionalne",
      "url": "https://www.wfos.com.pl/",
      "applies_to": [
        "home",
        "business",
        "multi",
        "public"
      ],
      "scopes": [
        "complex",
        "heat",
        "pv",
        "windows"
      ],
      "postal_prefixes": [
        "25-",
        "26-",
        "27-"
      ],
      "lane": "good",
      "checked_at": "2026-06-08",
      "next_review_at": "2026-06-15",
      "review_owner": "PanDotacja operator queue",
      "confidence": "medium",
      "review_note": "Seeded for coverage; human review required before advisory use."
    },
    {
      "id": "bgk-premia-grant-kredyt",
      "region": "Krajowe",
      "type": "bank/BGK",
      "status": "published",
      "title": "BGK: premia, grant OZE, kredyt ekologiczny",
      "copy": "Źródło dla inwestorów firmowych, wspólnot i większych projektów. Wymaga rozdzielenia beneficjentów i banków kredytujących.",
      "source": "BGK",
      "url": "https://www.bgk.pl/",
      "applies_to": [
        "business",
        "multi",
        "public"
      ],
      "scopes": [
        "complex",
        "pv",
        "windows"
      ],
      "postal_prefixes": [
        "*"
      ],
      "lane": "good",
      "checked_at": "2026-06-08",
      "next_review_at": "2026-06-22",
      "review_owner": "PanDotacja source review",
      "confidence": "high",
      "review_note": "Published as a monitored source; still requires date check before advisory use."
    },
    {
      "id": "nfos-programy-krajowe",
      "region": "Krajowe",
      "type": "finansowanie",
      "status": "published",
      "title": "NFOŚiGW: programy krajowe",
      "copy": "Czyste Powietrze, Mój Prąd, Moje Ciepło i programy efektywności. Dane muszą mieć datę sprawdzenia i regulamin.",
      "source": "NFOŚiGW",
      "url": "https://www.gov.pl/web/nfosigw",
      "applies_to": [
        "home",
        "business",
        "multi",
        "public"
      ],
      "scopes": [
        "complex",
        "heat",
        "pv"
      ],
      "postal_prefixes": [
        "*"
      ],
      "lane": "good",
      "checked_at": "2026-06-08",
      "next_review_at": "2026-06-22",
      "review_owner": "PanDotacja source review",
      "confidence": "high",
      "review_note": "Published as a monitored source; still requires date check before advisory use."
    },
    {
      "id": "jst-bip-lokalne-dotacje",
      "region": "Wszystkie",
      "type": "BIP/JST",
      "status": "seed",
      "title": "Gminne BIP i lokalne dotacje",
      "copy": "Największa przewaga portalu: zejście do uchwał, regulaminów i naborów lokalnych, których nie widać w katalogach krajowych.",
      "source": "BIP/JST",
      "url": "https://www.gov.pl/web/gov/bip",
      "applies_to": [
        "home",
        "business",
        "multi",
        "public"
      ],
      "scopes": [
        "complex",
        "heat",
        "pv",
        "windows"
      ],
      "postal_prefixes": [
        "*"
      ],
      "lane": "good",
      "checked_at": "2026-06-08",
      "next_review_at": "2026-06-15",
      "review_owner": "PanDotacja operator queue",
      "confidence": "seed",
      "review_note": "Early seed or risk marker; not a decision record."
    },
    {
      "id": "dolnoslaskie-wfos-fe",
      "region": "Dolnośląskie",
      "type": "finansowanie",
      "status": "review",
      "title": "WFOŚ Wrocław i FE Dolny Śląsk",
      "copy": "Wymaga sprawdzenia programów dla źródeł ciepła, OZE, firm i budynków wielorodzinnych.",
      "source": "WFOŚ / FE",
      "url": "https://www.fos.wroc.pl/",
      "applies_to": [
        "home",
        "business",
        "multi",
        "public"
      ],
      "scopes": [
        "complex",
        "heat",
        "pv",
        "windows"
      ],
      "postal_prefixes": [
        "50-",
        "51-",
        "52-",
        "53-",
        "54-",
        "55-",
        "56-",
        "57-",
        "58-",
        "59-"
      ],
      "lane": "good",
      "checked_at": "2026-06-08",
      "next_review_at": "2026-06-15",
      "review_owner": "PanDotacja operator queue",
      "confidence": "medium",
      "review_note": "Seeded for coverage; human review required before advisory use."
    },
    {
      "id": "kujawsko-pomorskie-wfos-fe",
      "region": "Kujawsko-Pomorskie",
      "type": "finansowanie",
      "status": "review",
      "title": "WFOŚ Toruń i Fundusze Europejskie Kujawsko-Pomorskie",
      "copy": "Regionalny seed dla dotacji, pożyczek i naborów efektywności energetycznej. Wymaga kontroli aktualnych regulaminów.",
      "source": "WFOŚ / FE",
      "url": "https://www.wfosigw.torun.pl/",
      "applies_to": [
        "home",
        "business",
        "multi",
        "public"
      ],
      "scopes": [
        "complex",
        "heat",
        "pv",
        "windows"
      ],
      "postal_prefixes": [
        "85-",
        "86-",
        "87-",
        "88-"
      ],
      "lane": "good",
      "checked_at": "2026-06-08",
      "next_review_at": "2026-06-15",
      "review_owner": "PanDotacja operator queue",
      "confidence": "medium",
      "review_note": "Seeded for coverage; human review required before advisory use."
    },
    {
      "id": "lubelskie-wfos-fe",
      "region": "Lubelskie",
      "type": "finansowanie",
      "status": "review",
      "title": "WFOŚ Lublin i programy regionalne",
      "copy": "Seed dla wojewódzkich programów termomodernizacji, OZE, budynków publicznych i naborów FE.",
      "source": "WFOŚ / FE",
      "url": "https://www.wfos.lublin.pl/",
      "applies_to": [
        "home",
        "business",
        "multi",
        "public"
      ],
      "scopes": [
        "complex",
        "heat",
        "pv",
        "windows"
      ],
      "postal_prefixes": [
        "20-",
        "21-",
        "22-",
        "23-",
        "24-"
      ],
      "lane": "good",
      "checked_at": "2026-06-08",
      "next_review_at": "2026-06-15",
      "review_owner": "PanDotacja operator queue",
      "confidence": "medium",
      "review_note": "Seeded for coverage; human review required before advisory use."
    },
    {
      "id": "lubuskie-wfos-fe",
      "region": "Lubuskie",
      "type": "finansowanie",
      "status": "review",
      "title": "WFOŚ Zielona Góra i lokalne programy OZE",
      "copy": "Seed dla pożyczek, dotacji i regionalnych naborów związanych z efektywnością energetyczną.",
      "source": "WFOŚ / FE",
      "url": "https://www.wfosigw.zgora.pl/",
      "applies_to": [
        "home",
        "business",
        "multi",
        "public"
      ],
      "scopes": [
        "complex",
        "heat",
        "pv",
        "windows"
      ],
      "postal_prefixes": [
        "65-",
        "66-",
        "67-",
        "68-",
        "69-"
      ],
      "lane": "good",
      "checked_at": "2026-06-08",
      "next_review_at": "2026-06-15",
      "review_owner": "PanDotacja operator queue",
      "confidence": "medium",
      "review_note": "Seeded for coverage; human review required before advisory use."
    },
    {
      "id": "lodzkie-wfos-fe",
      "region": "Łódzkie",
      "type": "finansowanie",
      "status": "review",
      "title": "WFOŚ Łódź i FE Łódzkie",
      "copy": "Regionalny seed dla źródeł ciepła, OZE, efektywności budynków i projektów JST.",
      "source": "WFOŚ / FE",
      "url": "https://www.wfosigw.lodz.pl/",
      "applies_to": [
        "home",
        "business",
        "multi",
        "public"
      ],
      "scopes": [
        "complex",
        "heat",
        "pv",
        "windows"
      ],
      "postal_prefixes": [
        "90-",
        "91-",
        "92-",
        "93-",
        "94-",
        "95-",
        "96-",
        "97-",
        "98-"
      ],
      "lane": "good",
      "checked_at": "2026-06-08",
      "next_review_at": "2026-06-15",
      "review_owner": "PanDotacja operator queue",
      "confidence": "medium",
      "review_note": "Seeded for coverage; human review required before advisory use."
    },
    {
      "id": "mazowieckie-wfos-fe",
      "region": "Mazowieckie",
      "type": "finansowanie",
      "status": "review",
      "title": "WFOŚ Warszawa, FE Mazowsze i programy gminne",
      "copy": "Duży region wymagający rozdzielenia Warszawy, gmin i programów wojewódzkich oraz lokalnych BIP.",
      "source": "WFOŚ / FE / BIP",
      "url": "https://www.wfosigw.pl/",
      "applies_to": [
        "home",
        "business",
        "multi",
        "public"
      ],
      "scopes": [
        "complex",
        "heat",
        "pv",
        "windows"
      ],
      "postal_prefixes": [
        "00-",
        "01-",
        "02-",
        "03-",
        "04-",
        "05-",
        "06-",
        "07-",
        "08-",
        "09-"
      ],
      "lane": "good",
      "checked_at": "2026-06-08",
      "next_review_at": "2026-06-15",
      "review_owner": "PanDotacja operator queue",
      "confidence": "medium",
      "review_note": "Seeded for coverage; human review required before advisory use."
    },
    {
      "id": "opolskie-wfos-fe",
      "region": "Opolskie",
      "type": "finansowanie",
      "status": "review",
      "title": "WFOŚ Opole i programy efektywności",
      "copy": "Seed dla źródeł finansowania w małych gminach, firmach i budynkach publicznych.",
      "source": "WFOŚ / FE",
      "url": "https://www.wfosigw.opole.pl/",
      "applies_to": [
        "home",
        "business",
        "multi",
        "public"
      ],
      "scopes": [
        "complex",
        "heat",
        "pv",
        "windows"
      ],
      "postal_prefixes": [
        "45-",
        "46-",
        "47-",
        "48-"
      ],
      "lane": "good",
      "checked_at": "2026-06-08",
      "next_review_at": "2026-06-15",
      "review_owner": "PanDotacja operator queue",
      "confidence": "medium",
      "review_note": "Seeded for coverage; human review required before advisory use."
    },
    {
      "id": "podkarpackie-wfos-fe",
      "region": "Podkarpackie",
      "type": "finansowanie",
      "status": "review",
      "title": "WFOŚ Rzeszów i FE Podkarpackie",
      "copy": "Seed dla programów regionalnych, JST, termomodernizacji i OZE w południowo-wschodniej Polsce.",
      "source": "WFOŚ / FE",
      "url": "https://www.wfosigw.rzeszow.pl/",
      "applies_to": [
        "home",
        "business",
        "multi",
        "public"
      ],
      "scopes": [
        "complex",
        "heat",
        "pv",
        "windows"
      ],
      "postal_prefixes": [
        "35-",
        "36-",
        "37-",
        "38-",
        "39-"
      ],
      "lane": "good",
      "checked_at": "2026-06-08",
      "next_review_at": "2026-06-15",
      "review_owner": "PanDotacja operator queue",
      "confidence": "medium",
      "review_note": "Seeded for coverage; human review required before advisory use."
    },
    {
      "id": "podlaskie-wfos-fe",
      "region": "Podlaskie",
      "type": "finansowanie",
      "status": "review",
      "title": "WFOŚ Białystok i programy regionalne",
      "copy": "Seed dla rozproszonych budynków, JST, źródeł ciepła, OZE i naborów wojewódzkich.",
      "source": "WFOŚ / FE",
      "url": "https://wfosigw.bialystok.pl/",
      "applies_to": [
        "home",
        "business",
        "multi",
        "public"
      ],
      "scopes": [
        "complex",
        "heat",
        "pv",
        "windows"
      ],
      "postal_prefixes": [
        "15-",
        "16-",
        "17-",
        "18-",
        "19-"
      ],
      "lane": "good",
      "checked_at": "2026-06-08",
      "next_review_at": "2026-06-15",
      "review_owner": "PanDotacja operator queue",
      "confidence": "medium",
      "review_note": "Seeded for coverage; human review required before advisory use."
    },
    {
      "id": "pomorskie-wfos-fe",
      "region": "Pomorskie",
      "type": "finansowanie",
      "status": "review",
      "title": "WFOŚ Gdańsk, FE Pomorskie i gminy",
      "copy": "Seed dla programów nadmorskich, OZE, budynków wielorodzinnych i modernizacji JST.",
      "source": "WFOŚ / FE",
      "url": "https://wfos.gdansk.pl/",
      "applies_to": [
        "home",
        "business",
        "multi",
        "public"
      ],
      "scopes": [
        "complex",
        "heat",
        "pv",
        "windows"
      ],
      "postal_prefixes": [
        "80-",
        "81-",
        "82-",
        "83-",
        "84-"
      ],
      "lane": "good",
      "checked_at": "2026-06-08",
      "next_review_at": "2026-06-15",
      "review_owner": "PanDotacja operator queue",
      "confidence": "medium",
      "review_note": "Seeded for coverage; human review required before advisory use."
    },
    {
      "id": "warminsko-mazurskie-wfos-fe",
      "region": "Warmińsko-Mazurskie",
      "type": "finansowanie",
      "status": "review",
      "title": "WFOŚ Olsztyn i FE Warmińsko-Mazurskie",
      "copy": "Seed dla rozproszonych inwestycji, gmin, źródeł ciepła i regionalnych programów modernizacji.",
      "source": "WFOŚ / FE",
      "url": "https://wfosigw.olsztyn.pl/",
      "applies_to": [
        "home",
        "business",
        "multi",
        "public"
      ],
      "scopes": [
        "complex",
        "heat",
        "pv",
        "windows"
      ],
      "postal_prefixes": [
        "10-",
        "11-",
        "12-",
        "13-",
        "14-"
      ],
      "lane": "good",
      "checked_at": "2026-06-08",
      "next_review_at": "2026-06-15",
      "review_owner": "PanDotacja operator queue",
      "confidence": "medium",
      "review_note": "Seeded for coverage; human review required before advisory use."
    },
    {
      "id": "wielkopolskie-wfos-fe",
      "region": "Wielkopolskie",
      "type": "finansowanie",
      "status": "review",
      "title": "WFOŚ Poznań i FE Wielkopolskie",
      "copy": "Seed dla firm, JST, budynków wielorodzinnych, efektywności energetycznej i lokalnych programów.",
      "source": "WFOŚ / FE",
      "url": "https://www.wfosgw.poznan.pl/",
      "applies_to": [
        "home",
        "business",
        "multi",
        "public"
      ],
      "scopes": [
        "complex",
        "heat",
        "pv",
        "windows"
      ],
      "postal_prefixes": [
        "60-",
        "61-",
        "62-",
        "63-",
        "64-"
      ],
      "lane": "good",
      "checked_at": "2026-06-08",
      "next_review_at": "2026-06-15",
      "review_owner": "PanDotacja operator queue",
      "confidence": "medium",
      "review_note": "Seeded for coverage; human review required before advisory use."
    },
    {
      "id": "zachodniopomorskie-wfos-fe",
      "region": "Zachodniopomorskie",
      "type": "finansowanie",
      "status": "review",
      "title": "WFOŚ Szczecin i FE Pomorze Zachodnie",
      "copy": "Seed dla regionalnych naborów, gmin, OZE, źródeł ciepła i efektywności energetycznej.",
      "source": "WFOŚ / FE",
      "url": "https://www.wfos.szczecin.pl/",
      "applies_to": [
        "home",
        "business",
        "multi",
        "public"
      ],
      "scopes": [
        "complex",
        "heat",
        "pv",
        "windows"
      ],
      "postal_prefixes": [
        "70-",
        "71-",
        "72-",
        "73-",
        "74-",
        "75-",
        "76-",
        "77-",
        "78-"
      ],
      "lane": "good",
      "checked_at": "2026-06-08",
      "next_review_at": "2026-06-15",
      "review_owner": "PanDotacja operator queue",
      "confidence": "medium",
      "review_note": "Seeded for coverage; human review required before advisory use."
    },
    {
      "id": "slaskie-antismog-risk",
      "region": "Śląskie",
      "type": "prawo",
      "status": "risk",
      "title": "Presja antysmogowa i wymiana źródeł",
      "copy": "Wysoki priorytet dla czerwonych obowiązków: terminy wymiany, kontrole, zakazy i lokalne regulacje.",
      "source": "Sejmik / BIP",
      "url": "https://bip.slaskie.pl/",
      "applies_to": [
        "home",
        "business",
        "multi",
        "public"
      ],
      "scopes": [
        "heat",
        "complex"
      ],
      "postal_prefixes": [
        "40-",
        "41-",
        "42-",
        "43-",
        "44-"
      ],
      "lane": "bad",
      "checked_at": "2026-06-08",
      "next_review_at": "2026-06-15",
      "review_owner": "PanDotacja operator queue",
      "confidence": "seed",
      "review_note": "Early seed or risk marker; not a decision record."
    },
    {
      "id": "epbd-pb-pos",
      "region": "Krajowe",
      "type": "prawo",
      "status": "review",
      "title": "EPBD, Prawo budowlane i POŚ",
      "copy": "Warstwa prawna determinuje popyt na modernizacje. Wymaga okresowego przeglądu zmian i interpretacji.",
      "source": "EUR-Lex / ISAP",
      "url": "https://isap.sejm.gov.pl/",
      "applies_to": [
        "home",
        "business",
        "multi",
        "public"
      ],
      "scopes": [
        "complex",
        "heat",
        "pv",
        "windows"
      ],
      "postal_prefixes": [
        "*"
      ],
      "lane": "bad",
      "checked_at": "2026-06-08",
      "next_review_at": "2026-06-15",
      "review_owner": "PanDotacja operator queue",
      "confidence": "medium",
      "review_note": "Seeded for coverage; human review required before advisory use."
    },
    {
      "id": "fundusze-europejskie-firmy-jst",
      "region": "Krajowe",
      "type": "finansowanie",
      "status": "review",
      "title": "Fundusze Europejskie dla firm i JST",
      "copy": "Konkursy krajowe i regionalne dla efektywności energetycznej, OZE, dokumentacji, audytów i modernizacji obiektów.",
      "source": "Fundusze Europejskie",
      "url": "https://funduszeeuropejskie.gov.pl/",
      "applies_to": [
        "business",
        "public"
      ],
      "scopes": [
        "complex",
        "pv",
        "windows",
        "heat"
      ],
      "postal_prefixes": [
        "*"
      ],
      "lane": "good",
      "checked_at": "2026-06-08",
      "next_review_at": "2026-06-15",
      "review_owner": "PanDotacja operator queue",
      "confidence": "medium",
      "review_note": "Seeded for coverage; human review required before advisory use."
    },
    {
      "id": "ceeb-zrodlo-ciepla",
      "region": "Krajowe",
      "type": "prawo",
      "status": "review",
      "title": "CEEB i źródło ciepła",
      "copy": "Dane o źródle ciepła i zmianach powinny być zgodne z obowiązkami ewidencyjnymi.",
      "source": "GUNB / CEEB",
      "url": "https://zone.gunb.gov.pl/",
      "applies_to": [
        "home",
        "business",
        "multi",
        "public"
      ],
      "scopes": [
        "heat",
        "complex"
      ],
      "postal_prefixes": [
        "*"
      ],
      "lane": "bad",
      "checked_at": "2026-06-08",
      "next_review_at": "2026-06-15",
      "review_owner": "PanDotacja operator queue",
      "confidence": "medium",
      "review_note": "Seeded for coverage; human review required before advisory use."
    }
  ],
  "review_model": {
    "checked_at": "2026-06-08",
    "next_review_at": "2026-06-15",
    "review_owner": "PanDotacja operator",
    "confidence_scale": [
      "seed",
      "medium",
      "high"
    ],
    "note": "Fields describe source freshness and review status; they do not confirm grant eligibility or legal advice."
  }
}